1. General Holding Risk
All holding products carry the risk of losing some or all of your capital. Projected returns are estimates based on stated parameters and are never guaranteed.
2. Market Risk
Market prices fluctuate due to economic conditions, political events, interest rates, and other factors beyond our control. These fluctuations affect the value of your holdings in real time.
3. Stock-Class Specific Risks
- Cryptocurrency: Highly volatile. Prices can change dramatically in short periods and are subject to regulatory change.
- Forex: Leveraged trading can magnify losses. You may lose more than your initial holding.
- Gold & Metals: Prices fluctuate with market conditions, and mining equities can underperform the underlying metal.
- Real Estate: Relatively illiquid. Development projects involve longer time horizons and higher risk.
- Stocks: Stock prices fluctuate with market conditions. Growth stocks are more volatile, and dividend growers can lag when rates rise.
4. Liquidity Risk
Some holdings cannot be sold or converted to cash quickly. Funds committed to a plan remain in your trading balance until the plan matures and the return is credited back to your available balance.
5. Regulatory Risk
Laws and regulations governing digital stocks, securities, and holding services can change and may affect the availability or value of certain products.
6. Our Role
Westervale Capital provides access to holding products and management services. We do not provide personalized financial advice unless explicitly agreed, and nothing on this platform should be construed as holding advice.
7. Suitability
You are responsible for ensuring that any holding you make is suitable for your financial situation, experience, and risk tolerance. When in doubt, consult an independent financial adviser.
Hold responsibly
Only hold money you can afford to lose, and build an allocation that fits your goals.